NU Stock Analysis: Nu Holdings Ltd.

Updated Nov 3, 2026, after the Nov 2 close. NYSE, Banks - Regional. Refreshed every trading day from the latest close.

$11.62 +0.09% Nov 2 close

The short answer

As of the Nov 2, 2026 close, QuantivFlow's Trend algo rates NU EXIT on the short-term (daily) horizon, a stance it has held since Oct 16, 2026 at $14.56. The mid-term (weekly) horizon reads EXIT; the long-term (monthly) horizon has no confirmed signal yet, the stock's monthly history is still too short. The Rebound algo's last dip trade closed on Oct 23, 2026 at $15.16; it holds no dip position now. The Patterns algo sees a bear pennant on the daily chart that broke down on Oct 30, 2026 at $11.76, with a measured target about 39% lower. The daily RSI (14) is 31, and the price sits 18.5% under the 50-day average and 19.5% under the 200-day.

Three algos, three opinions is normal: Trend follows the established direction, Rebound buys sharp dips inside it, Patterns reads the chart shape. Not investment advice.

What Trend meansA trend-following algo. BUY while an uptrend holds on that horizon, EXIT when it breaks. Long only, judged on daily, weekly and monthly candles.
What Rebound meansA dip-buying algo. BUY after a sharp short-term drop in an otherwise healthy stock, EXIT once price closes back above its 12-day average. Short term and Mid term profiles.
What Patterns meansA chart-shape detector. Finds wedges, double tops and bottoms, cup and handle and more, marks the breakout or breakdown and measures the textbook price target. Full method

Trend

rides uptrends, long only
Short term (daily)EXIT
Mid term (weekly)EXIT
Long term (monthly)No signal yet

Daily EXIT since Oct 16, 2026 at $14.56. Weekly EXIT since Oct 18, 2024 at $14.45.

Rebound

buys sharp dips
Short termEXIT
Mid termNo dip signal

Short term: the last dip trade closed on Oct 23, 2026 at $15.16; no open dip position. The exit comes when price closes back above its 12-bar average or after 10 bars.

Patterns

chart shapes with targets
Daily: Bear pennantBREAKDOWN

The bear pennant on the daily chart broke down on Oct 30, 2026 at $11.76, measured target 38.9% lower (about $7.19).

Daily indicators at the Nov 2 close

Read from the daily chart. The weekly and monthly readings are in the app.

MomentumValueRead
RSI (14)30.9weak, not yet oversold
MACD / signal-0.67 / -0.28below signal, rising
ADX (14)24.8weak trend
+DI / -DI17.3 / 42.1sellers lead
ATR (14)0.716.1% of price
Price levelsValuevs price
SMA 2014.27-18.6%
SMA 5014.26-18.5%
SMA 20014.43-19.5%
Bollinger (20, 2)11.21 to 17.32near the lower band
52-week range11.20 to 18.985% of range
Volume69.0M0.7x the 20-day average

How the algos have done on NU

Closed signals on this stock, from each algo's own history on the horizon named. Past results do not guarantee future results.

Trend, short term (2.9y)
27%win rate
-0.8%avg per trade
11closed trades
Trend, mid term (4.9y) Not enough closed trades on this stock yet (1 so far; 5 needed).
Trend, long term Not enough closed trades on this stock yet (0 so far; 5 needed).
Rebound, short term (2.8y)
61%win rate
-1.3%avg per trade
18closed trades
Rebound, mid term (4.9y) Not enough closed trades on this stock yet (3 so far; 5 needed).
Patterns, all horizons (2y) Not enough measured breaks on this stock yet (1 detected; 5 needed).

Recent signals on NU

DateAlgoHorizonSignalPriceNote
2026-10-30PatternsDaily Bear pennant breakdown 11.76target -38.9%
2026-10-23ReboundShort term EXIT 15.16closed the BUY from Oct 15 at +2.9%
2026-10-16TrendShort term EXIT 14.56closed the BUY from $15.18 at -4.1%
2026-10-15ReboundShort term BUY 14.73
2026-10-05TrendShort term BUY 15.18later closed
2026-09-14TrendShort term EXIT 14.41closed the BUY from $15.23 at -5.4%
2026-08-14TrendShort term BUY 15.23later closed
2026-03-12ReboundShort term EXIT 13.97closed the BUY from Feb 26 at -7.2%
2026-02-26ReboundShort term BUY 15.06
2026-02-19ReboundShort term EXIT 17.32closed the BUY from Feb 4 at +1.8%

The full NU analysis is in the QuantivFlow app

  • The bear pennant drawn on the chart, with its $7.19 target
  • RSI, MACD, ADX, moving averages, Bollinger Bands and volume, read for you
  • How each algo has done on NU: win rate, average gain, every past signal
  • A push notification the day a signal or pattern changes

Free on both stores. Scan the code with your phone, or search "QuantivFlow".

Free on the App Store and Google Play. Not installed? The button takes you to the store.

Questions about NU

Is NU in an uptrend right now?

Not by the Trend algo's reading, on any horizon. The daily horizon is EXIT since Oct 16, 2026. The weekly horizon is EXIT since Oct 18, 2024. The monthly horizon has no confirmed signal yet; the stock's monthly history is still too short. Trend is long only: BUY means the uptrend holds on that horizon, EXIT means it broke.

Is NU oversold?

Close to it. The daily RSI (14) closed at 30.9; the classic oversold line is 30.

What chart pattern is NU forming?

The bear pennant on the daily chart broke down on Oct 30, 2026 at $11.76, measured target 38.9% lower (about $7.19).

Where is NU's 200-day moving average?

$14.43 at the Nov 2, 2026 close, with the stock at $11.62, 19.5% below it. The 50-day average is $14.26, 18.5% above the price.

Is NU a buy today?

QuantivFlow does not give advice. It shows what each algo sees: Trend is EXIT on the daily horizon, Rebound holds no dip position, Patterns sees a bear pennant that broke down with a target 39% lower. How you weigh the three depends on your horizon and risk tolerance; past signals do not guarantee future results.

Other financial services stocks

Generated by QuantivFlow after every trading day from the same scan that powers the app. Signals describe what the algos observed on end-of-day data, not what you should do. QuantivFlow is not a broker or an investment adviser. Trading involves risk, including the loss of principal.

Data as of Nov 2, 2026 close. Page updated Nov 3, 2026 11:20 UTC. Machine-readable version: quantivflow.com/stocks/NU.json