PFSI Stock Analysis: PennyMac Financial Services, Inc.

Updated Nov 3, 2026, after the Nov 2 close. NYSE, Mortgage Finance. Refreshed every trading day from the latest close.

$65.32 +3.81% Nov 2 close

The short answer

As of the Nov 2, 2026 close, QuantivFlow's Trend algo rates PFSI EXIT on the short-term (daily) horizon, a stance it has held since Apr 1, 2026 at $87.06. The mid-term (weekly) and long-term (monthly) horizons read EXIT and BUY. The Rebound algo's last dip trade closed on Feb 11, 2026 at $89.44; it holds no dip position now. The Patterns algo sees a descending channel on the daily chart that broke out on Nov 2, 2026 at $63.25, with a measured target about 16% higher. The daily RSI (14) is 56, and the price sits 0.7% under the 50-day average and 21.9% under the 200-day.

Three algos, three opinions is normal: Trend follows the established direction, Rebound buys sharp dips inside it, Patterns reads the chart shape. Not investment advice.

What Trend meansA trend-following algo. BUY while an uptrend holds on that horizon, EXIT when it breaks. Long only, judged on daily, weekly and monthly candles.
What Rebound meansA dip-buying algo. BUY after a sharp short-term drop in an otherwise healthy stock, EXIT once price closes back above its 12-day average. Short term and Mid term profiles.
What Patterns meansA chart-shape detector. Finds wedges, double tops and bottoms, cup and handle and more, marks the breakout or breakdown and measures the textbook price target. Full method

Trend

rides uptrends, long only
Short term (daily)EXIT
Mid term (weekly)EXIT
Long term (monthly)BUY

Daily EXIT since Apr 1, 2026 at $87.06. Weekly EXIT since Feb 28, 2025 at $101.70. Monthly BUY since Sep 2016.

Rebound

buys sharp dips
Short termEXIT
Mid termNo dip signal

Short term: the last dip trade closed on Feb 11, 2026 at $89.44; no open dip position. The exit comes when price closes back above its 12-bar average or after 10 bars.

Patterns

chart shapes with targets
Daily: Descending channelBREAKOUT

The descending channel on the daily chart broke out on Nov 2, 2026 at $63.25, measured target 15.8% higher (about $73.25).

Daily indicators at the Nov 2 close

Read from the daily chart. The weekly and monthly readings are in the app.

MomentumValueRead
RSI (14)56.0neutral
MACD / signal-0.30 / -1.12above signal, rising
ADX (14)26.1trending
+DI / -DI23.4 / 23.1buyers lead
ATR (14)2.363.6% of price
Price levelsValuevs price
SMA 2061.59+6.1%
SMA 5065.77-0.7%
SMA 20083.60-21.9%
Bollinger (20, 2)57.36 to 65.81near the upper band
52-week range57.52 to 158.668% of range
Volume700K1.0x the 20-day average

How the algos have done on PFSI

Closed signals on this stock, from each algo's own history on the horizon named. Past results do not guarantee future results.

Trend, short term (2.7y)
33%win rate
-6.4%avg per trade
6closed trades
Trend, mid term (10y) Not enough closed trades on this stock yet (4 so far; 5 needed).
Trend, long term (13.5y) Not enough closed trades on this stock yet (0 so far; 5 needed).
Rebound, short term (2.8y)
83%win rate
-0.9%avg per trade
18closed trades
Rebound, mid term (10y)
80%win rate
+4.5%avg per trade
5closed trades
Patterns, all horizons (2y) Not enough measured breaks on this stock yet (1 detected; 5 needed).

Recent signals on PFSI

DateAlgoHorizonSignalPriceNote
2026-11-02PatternsDaily Descending channel breakout 63.25target +15.8%
2026-04-01TrendShort term EXIT 87.06closed the BUY from $149.10 at -41.6%
2026-02-11ReboundShort term EXIT 89.44closed the BUY from Jan 28 at -38.5%
2026-01-28ReboundShort term BUY 145.42
2026-01-15TrendShort term BUY 149.10later closed
2026-01-05ReboundShort term EXIT 132.84closed the BUY from Dec 31 at +1.8%
2025-12-31ReboundShort term BUY 130.44
2025-12-18ReboundShort term EXIT 131.01closed the BUY from Dec 8 at +2.6%
2025-12-08ReboundShort term BUY 127.67
2025-11-21ReboundShort term EXIT 124.92closed the BUY from Nov 17 at +1.4%

The full PFSI analysis is in the QuantivFlow app

  • The descending channel drawn on the chart, with its $73.25 target
  • RSI, MACD, ADX, moving averages, Bollinger Bands and volume, read for you
  • How each algo has done on PFSI: win rate, average gain, every past signal
  • A push notification the day a signal or pattern changes

Free on both stores. Scan the code with your phone, or search "QuantivFlow".

Free on the App Store and Google Play. Not installed? The button takes you to the store.

Questions about PFSI

Is PFSI in an uptrend right now?

On monthly candles, yes; not on the others. The daily horizon is EXIT since Apr 1, 2026. The weekly horizon is EXIT since Feb 28, 2025. The monthly horizon is BUY since September 2016. Trend is long only: BUY means the uptrend holds on that horizon, EXIT means it broke.

Is PFSI oversold?

No. The daily RSI (14) closed at 56.0; the classic oversold line is 30.

What chart pattern is PFSI forming?

The descending channel on the daily chart broke out on Nov 2, 2026 at $63.25, measured target 15.8% higher (about $73.25).

Where is PFSI's 200-day moving average?

$83.60 at the Nov 2, 2026 close, with the stock at $65.32, 21.9% below it. The 50-day average is $65.77, 0.7% above the price.

Is PFSI a buy today?

QuantivFlow does not give advice. It shows what each algo sees: Trend is EXIT on the daily horizon, Rebound holds no dip position, Patterns sees a descending channel that broke out with a target 16% higher. How you weigh the three depends on your horizon and risk tolerance; past signals do not guarantee future results.

Other financial services stocks

Generated by QuantivFlow after every trading day from the same scan that powers the app. Signals describe what the algos observed on end-of-day data, not what you should do. QuantivFlow is not a broker or an investment adviser. Trading involves risk, including the loss of principal.

Data as of Nov 2, 2026 close. Page updated Nov 3, 2026 12:35 UTC. Machine-readable version: quantivflow.com/stocks/PFSI.json