UNH Stock Analysis: UnitedHealth Group Incorporated

Updated Nov 4, 2026, after the Nov 3 close. NYSE, Healthcare Plans. Refreshed every trading day after the nightly scan.

$404.44 +1.00% Nov 3 close

The short answer

As of the Nov 3, 2026 close, QuantivFlow's Trend algo rates UNH BUY on the short-term (daily) horizon, a stance it has held since Oct 9, 2026 at $379.30. The mid-term (weekly) and long-term (monthly) horizons read BUY and EXIT. The Rebound algo's last dip trade closed on Oct 16, 2026 at $401.43; it holds no dip position now. The Patterns algo has no active chart pattern on the daily or weekly chart. The daily RSI (14) is 54, and the price sits 3.7% above the 50-day average and 12.2% above the 200-day.

Three algos, three opinions is normal: Trend follows the established direction, Rebound buys sharp dips inside it, Patterns reads the chart shape. Not investment advice.

What Trend meansA trend-following algo. BUY while an uptrend holds on that horizon, EXIT when it breaks. Long only, judged on daily, weekly and monthly candles.
What Rebound meansA dip-buying algo. BUY after a sharp short-term drop in an otherwise healthy stock, EXIT once price closes back above its 12-day average. Short term and Mid term profiles.
What Patterns meansA chart-shape detector. Finds wedges, double tops and bottoms, cup and handle and more, marks the breakout or breakdown and measures the textbook price target. Full method

Trend

rides uptrends, long only
Short term (daily)BUY
Mid term (weekly)BUY
Long term (monthly)EXIT

Daily BUY since Oct 9, 2026 at $379.30. Weekly BUY since Oct 16, 2026 at $401.43. Monthly EXIT since Jun 2024.

Rebound

buys sharp dips
Short termEXIT
Mid termEXIT

Short term: the last dip trade closed on Oct 5, 2026 at $378.58; no open dip position. Mid term: the last dip trade closed on Oct 16, 2026 at $401.43; no open dip position. The exit comes when price closes back above its 12-bar average or after 10 bars.

Patterns

chart shapes with targets
Daily: Descending channelINVALIDATED
Weekly: Head and shouldersINVALIDATED

The daily descending channel that broke out on Oct 14, 2026 was invalidated on Oct 17, 2026. The weekly head and shoulders that broke down on Oct 2, 2026 was invalidated on Oct 10, 2026.

Daily indicators at the Nov 3 close

Read from the daily chart. The weekly and monthly readings are in the app.

MomentumValueRead
RSI (14)53.9neutral
MACD / signal6.08 / 6.96below signal, falling
ADX (14)29.6trending
+DI / -DI20.1 / 18.5buyers lead
ATR (14)11.032.7% of price
Price levelsValuevs price
SMA 20401.17+0.8%
SMA 50389.89+3.7%
SMA 200360.35+12.2%
Bollinger (20, 2)369.67 to 432.67inside the bands
52-week range252.96 to 458.7974% of range
Volume4.0M0.7x the 20-day average

How the algos have done on UNH

Closed signals on this stock, from each algo's own history on the horizon named. Past results do not guarantee future results.

Trend, short term (2.9y) Not enough closed trades on this stock yet (4 so far; 5 needed).
Trend, mid term (10y) Not enough closed trades on this stock yet (3 so far; 5 needed).
Trend, long term (20y) Not enough closed trades on this stock yet (2 so far; 5 needed).
Rebound, short term (2.9y)
56%win rate
-0.4%avg per trade
16closed trades
Rebound, mid term (10y)
88%win rate
+4.1%avg per trade
8closed trades
Patterns, all horizons (2y) Not enough measured breaks on this stock yet (3 detected; 5 needed).

Recent signals on UNH

DateAlgoHorizonSignalPriceNote
2026-10-16ReboundMid term EXIT 401.43closed the BUY from Aug 7 at -0.8%
2026-10-16TrendMid term BUY 401.43open
2026-10-14PatternsDaily Descending channel breakout 382.56target +7.9%, invalidated Oct 17
2026-10-09TrendShort term BUY 379.30open
2026-10-05ReboundShort term EXIT 378.58closed the BUY from Sep 30 at +3.1%
2026-10-02PatternsWeekly Head and shoulders breakdown 374.30target -23.3%, invalidated Oct 10
2026-09-30ReboundShort term BUY 367.082-day RSI 7.4
2026-09-25ReboundShort term EXIT 376.59closed the BUY from Sep 11 at -0.0%
2026-09-11ReboundShort term BUY 379.092-day RSI 4.2
2026-09-08TrendShort term EXIT 400.84closed the BUY from $344.05 at +16.5%

The full UNH analysis is in the QuantivFlow app

  • Chart patterns drawn on the chart, with their measured targets
  • RSI, MACD, ADX, moving averages, Bollinger Bands and volume, read for you
  • How each algo has done on UNH: win rate, average gain, every past signal
  • A push notification the day a signal or pattern changes

Free on both stores. Scan the code with your phone, or search "QuantivFlow".

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Questions about UNH

Is UNH in an uptrend right now?

On daily and weekly candles, yes; not on the others. The daily horizon is BUY since Oct 9, 2026. The weekly horizon is BUY since Oct 16, 2026. The monthly horizon is EXIT since June 2024. Trend is long only: BUY means the uptrend holds on that horizon, EXIT means it broke.

Is UNH oversold?

No. The daily RSI (14) closed at 53.9; the classic oversold line is 30.

What chart pattern is UNH forming?

The daily descending channel that broke out on Oct 14, 2026 was invalidated on Oct 17, 2026. The weekly head and shoulders that broke down on Oct 2, 2026 was invalidated on Oct 10, 2026.

Where is UNH's 200-day moving average?

$360.35 at the Nov 3, 2026 close, with the stock at $404.44, 12.2% above it. The 50-day average is $389.89, 3.7% below the price.

Is UNH a buy today?

QuantivFlow does not give advice. It shows what each algo sees: Trend is BUY on the daily horizon, Rebound holds no dip position, Patterns sees no active chart pattern. How you weigh the three depends on your horizon and risk tolerance; past signals do not guarantee future results.

Other healthcare stocks

Generated by QuantivFlow after every trading day from the same scan that powers the app. Signals describe what the algos observed on end-of-day data, not what you should do. QuantivFlow is not a broker or an investment adviser. Trading involves risk, including the loss of principal.

Data as of Nov 3, 2026 close. Page updated Nov 4, 2026 04:00 UTC. Machine-readable version: quantivflow.com/stocks/UNH.json